Archive | April, 2017

103. Republicans Hate ObamaCare: Why?

28 Apr

“Insurance companies must use more of the premiums they receive for patient care rather than administrative costs…” (see reference below)

As I watched a number of news programs, it became apparent that commentators were not fully aware of the ACA (ObamaCare) provisions, or for whatever reason, ignored some of the most important points.

I am already familiar with most of the significant features, but I decided to search for a good summary. Here is one that is very useful and authoritative by Norma Goodwin, MD:
12 Simply Stated Features of the Affordable Care Act/Obamacare
The above (beginning) quotation is from this very useful summary (search Internet for this title). This feature alone, can explain why the GOP wants to abolish the ACA rather than just improve it. Rich insurance company owners don’t want to be limited in their lust for profits.

There are a few additional points that I would like to emphasize. There is much discussion about “pre-existing conditions.” But often overlooked are many other features that are critical (life-and-death) for good heath care. These include:

1. Eliminates annual and lifetime insurance policy limits.  Many people have died because their insurance money ran out.
2. Parent insurance coverage for offspring up to the age 26.
3. Medicaid is supported, but some states have refused to accept the free financial support.
4. Medicare is protected and now many preventive screenings are included.
5. Costs for vital medications are reduced.
6. Other provisions of the ACA are designed to lower the general cost of health care, and improve the quality of care.

The ACA is not perfect, but includes many great ideas. Keeping it will insure that the people will be well taken care of. New plans by the GOP will eliminate many more citizens from insurance coverage, decrease the quality of care, and will insure that rich insurance company owners will become even richer. Hopefully, some day we will have a “single payer” system, a Medicare for all.

102. The Other Terrorism

28 Apr

Clearly, terrorism has dramatically affected most of Earth’s citizens. Airplane
travel and other modes of transportation are affected, people live in fear, disastrous mass migrations have occurred, and governments have toppled. The cost is at least billions and maybe trillions. We are all familiar with these problems.

There is a similar destructive force, which is not quite as dramatic, but is still very costly and fearful. It is information corruption — including identity theft, Internet hacking, stolen emails, Internet viruses, bogus news web-sites, blatant political lies, and similar. (Note, I include all computer related problems.)

We all love the convenience of trade using money (becoming obsolete), credit cards, and even Internet money like Bitcoin and the future “Blockchain.” But every financial system created by man has been corrupted. There is counterfeit money, bogus and stolen credit cards, and I am certain that even highly-touted future systems like Blockchain will be penetrated.

What brings this all to the forefront for me was a process of canceling an inexpensive fax service and a credit card. A simple email or web-site cancellation was not possible. The reason always given is “security,” and that is because of the scoundrels that corrupt our financial systems. Phone calls are always required and they can take hours to complete. The typical citizen goes through dozens of screens searching for a box that says: “check this to cancel the service.” Boxes like this used to be common, but now are scarce. You need to supply all sorts of security info, and if you cannot find something, you are doomed to eternal monthly service fees, inactivity fees, or maybe phone or email harassment.

Another experience had to do with an investment account of mine that was almost compromised, but saved by security procedures. A criminal attempted to withdraw money from my account, but was blocked. However, I was unable to use the account for a month or two while lawyers figured out what to do. I finally had to close the account.

Here is a list of ways that information corruption can affect us:

1. Identity theft can ruin your life by affecting your credit rating, loss of funds, and even bankruptcy. Legal help for a serious situation can cost thousands.
2. Stolen emails have affected our recent presidential election.
3. Credit card info stolen from a business can cause losses for thousands of people.
4. Bogus news web-sites have affected elections.
5. We have a leader now that re-writes history to suit his needs.
6. Information in personal and business computers is hacked for illegal purposes, or destroyed, by computer viruses, which generally operate in a way similar to biological viruses.
7. Reliable scientific information is challenged by callous politicians for various reasons, but most often to support the needs of rich industrial donors.
8. Perhaps most important, hackers from a foreign nation or terrorist group could disrupt our electrical grid. Widespread and prolonged power loss could have serious, even life-and-death, consequences for millions of people.

Is there a way to solve the information corruption problem? One thing is likely, that in the near future, security measures will increase and people will be even more disturbed by the inconveniences. Is there a long term solution? Maybe not. The ultimate answer,  I suspect, would require a utopian world of complete equality,  devoid of criminals and competition, and luxuries for all.  (Imagine that.)  As long as there is competition, some desperate folks, who feel left out, will be driven to some form of terrorism.

101. Worldwide Chaos?

26 Apr

Is there “worldwide chaos” or is it normal to have a certain amount of danger, struggle and warfare. I feel that recently, chaos has taken a step upward,
and there is more to be concerned with now — particularly in the USA — than in the last several years.

Here is a list of factors that currently are particularly disturbing:
1. Endless war in Syria and the resulting massive migrations.
2. Our current leader, Trump, is unprepared for high office, and lacks “ideals.”
3. Brexit: Britain leaving the European Union.
4. Russian attack of Ukraine.
5. Israel and Palestinian endless conflict.
6. Worldwide terrorism, including the dangers of ISIS, Taliban, others.
7. Failure of many leaders to recognize climate-change danger.
8. In some countries there is assassination of reporters and dissidents.
9. Greedy leaders scam the citizens, promoting personal wealth for a few.
10. Significant interference in USA elections by a foreign power (Russia).
11. Christianity and Islam sometimes are compatible, but often clash.

The search for chaos “causes” can take many forms, and for most important events, there are many factors that can be causal. There are many places to start the search. I believe a good point is the industrial revolution, usually dated from about 1760 to 1830.

As governments and technology developed, there was a parallel evolution of greed and corruption. The basic principle is that in any society or nation, a few aggressive and intelligent citizens will become leaders. As they improve their political skills, they learn how to communicate with citizens to achieve power, and to make use of rich donors. Congressmen are “bribed to help the wealthy with tax breaks and loopholes, and subsidies, creating a financial cycle: rich donors support desirable legislation and in turn, get even richer.

Once in office for a few years, they also can become adept at increasing their personal wealth. It is a matter of “learning” and of the eventual irresistible temptation to become richer. Those in office gradually separate from the people and form what could be called a “royalty” class. In many cases, a leader that starts out with good intentions will eventually fall into corruption.

The end result of this process of corruption is often violent or non-violent revolution. Excessive greed at the top will produce more poverty and more poor people. This has taken place for centuries, but recent improvement in communication, like the Internet, focused on this oppression, and helped with the organization of protest. One result was the “Arab Spring”, which began in Tunisia around 2010. Revolutions in Egypt and several other countries followed. Syria was the worst case, resulting in a disastrous deadlock between rebels and its President.

So a basic cause for much of the current world crisis is the rise of a greedy “Royalty Class” in many countries (even in the USA). The Syrian disaster became a basic cause to many other international problems. War in Syria resulted in a massive migration to other countries. This refugee problem I see as the major cause of BREXIT, the rise of Pres. Trump, and perhaps the rise of ISIS and other terrorist activity. In the US, the fear of refugees was recognized by Donald Trump, and promoted by him.

Here is a summary of some major (not all) causal links:

The rise of technology was accompanied by gradual governmental corruption.
Greedy and corrupt leaders exploit the citizens and increase poverty.
Citizens, helped mostly by the Internet, discover the corruption.
They are able to organize and revolt in Tunisia, Egypt, Syria, Libya, etc.
The revolution in Syria caused massive migration and associated fears.
Migration fears caused Brexit, the rise of Trump, terrorism, ISIS?, etc.

Final thought. I have condensed what could be a whole book, into a brief blog.
My purpose here, is to promote thought and analysis. As ordinary citizens better understand the world, it can become a better place.