Tag Archives: ObamaCare

103. Republicans Hate ObamaCare: Why?

28 Apr

“Insurance companies must use more of the premiums they receive for patient care rather than administrative costs…” (see reference below)

As I watched a number of news programs, it became apparent that commentators were not fully aware of the ACA (ObamaCare) provisions, or for whatever reason, ignored some of the most important points.

I am already familiar with most of the significant features, but I decided to search for a good summary. Here is one that is very useful and authoritative by Norma Goodwin, MD:
12 Simply Stated Features of the Affordable Care Act/Obamacare
The above (beginning) quotation is from this very useful summary (search Internet for this title). This feature alone, can explain why the GOP wants to abolish the ACA rather than just improve it. Rich insurance company owners don’t want to be limited in their lust for profits.

There are a few additional points that I would like to emphasize. There is much discussion about “pre-existing conditions.” But often overlooked are many other features that are critical (life-and-death) for good heath care. These include:

1. Eliminates annual and lifetime insurance policy limits.  Many people have died because their insurance money ran out.
2. Parent insurance coverage for offspring up to the age 26.
3. Medicaid is supported, but some states have refused to accept the free financial support.
4. Medicare is protected and now many preventive screenings are included.
5. Costs for vital medications are reduced.
6. Other provisions of the ACA are designed to lower the general cost of health care, and improve the quality of care.

The ACA is not perfect, but includes many great ideas. Keeping it will insure that the people will be well taken care of. New plans by the GOP will eliminate many more citizens from insurance coverage, decrease the quality of care, and will insure that rich insurance company owners will become even richer. Hopefully, some day we will have a “single payer” system, a Medicare for all.

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49. Is Cruz Better Than Trump?

10 Mar

Clearly,  Trump does not have the thoughtfulness and the temperament to function as an effective President. But is Ted Cruz better? To answer this question, in addition to what I have heard and remember, I carefully examined what he presented on his web-site.  Here is a point-by-point examination of the most important issues.

The Cruz plan for personal income tax is a single 10% flat rate for all, total simplification of tax code, and “abolish the IRS as we know it”. This absurd plan is deceptive and impossible. First, the top rate for very rich people is reduced from 39.6% to 10%. So rich people, who don’t need it, will get a big break.  Currently, most poor people don’t pay any income tax.  Some middle class people will also benefit. Who do you think will pay for the staggering loss of tax income under this plan?  All social programs, infrastructure repairs, energy innovations, medical research, veteran benefits, etc., etc, — everything that is so important to our citizens is at risk.  Tax simplification only benefits the rich because their income is complicated and it will be easier for them to avoid tax liability. It is not clear what “abolish the IRS as we know it” means, but it will always take a lot of personnel to carefully collect the tax and enforce the rules.  Just defining “income” is extremely complicated because there are many types of ways to earn money, invest, receive grants, get tips, define expenses, have a home office, lease somethig, pay a maid, etc.  Tax is already very simple for ordinary workers, “simple tax” for the wealthy makes “cheating” simpler.

Like all Republicans, Cruz wants to abolish ObamaCare, and replace it with something better. Since Republicans already dominate Congress, if they are serious, they could already have a detailed and definite health-care plan for replacement, so that there would be no gap in coverage. But they have not done this because their main goal is not the health of the people, but is the destruction of the Democrats. and particularly Pres. Obama. Cruz is not the friend of the people, but is a loyal subject of the wealthy campaign donors, and the traditional (climate disrupting) oil industry. If ObamaCare is abolished without replacement, many millions of people will lose their newly gained insurance coverage and many millions more will lose reimbursement for “pre-existing conditions”, “over life-time limits”, and many other features.

Cruz would abolish all climate-change agencies, bureaus, and programs designed to provide safety for most of the world’s citizens. Almost all major countries take (man-made) climate change seriously and have committed to greenhouse gas reduction programs. I just watched on TV an interview of Pres. Obama and P.M. Trudeau of Canada. Both are firmly committed to climate change programs. If we compare the high level of discussion between them, with the juvenile discourse of Republican Candidates, the contrast is so stark as to be frightening. The danger of climate-change effects is supported by the National Academy of Sciences, almost all reputable scientists, national leaders throughout the world, and most other educated people.  Sorry to state the obvious, but the GOP is against efforts to control climate-change, because some very rich donors, such as the Koch brothers, would lose some money in making industrial adjustments.  But all of us would lose out due to the resulting major droughts, flooding, and storms.  The disrupted populations would produce overwhelming immigrations and possible wars.

On the Cruz site, he promotes the “solution to lift people out of hardship…. by promoting the dignity of work” and “reforming programs such as Section 8 housing” (with no detail). Telling poor people that they should improve their lives by believing in the “dignity of work” is beyond ridiculous. How many major social goals have every been achieved by a simple pep talk. “Just say no” to drugs is a great example of an ineffective and pathetic way to improve lives.

Cruz wants to eliminate the IRS (mostly), and Departments of Energy, Education, Commerce, and Housing.  Understanding the elimination of educational help by the government is easy, because he and the other Republicans cannot deceive well-educated people.  But it appears that Cruz is a little better than his rivals at the covert sabotage of other primary candidates by spreading rumors.

So, is Cruz better than Trump?  For a while I thought that Trump would be better because he has more liberal ideas, but when I heard his latest Muslim bashing: “they all hate us” I really cannot decide which presidency would be more of a disaster.

 

16. POLITICAL MORALITY

1 Nov

History tells us that whether Democrats or Republicans are in office, makes little difference in the practice of religion or in other philosophical areas. The big difference for most of us is money and economic survival.

Republicans claim to be morally superior, but their most recent party leader and presidential candidate, exemplifies the distortion of moral principles and shows us what is really important. This person, when questioned on his low income tax, stated that anyone should use the most beneficial tax rules that he can.

To me, this indicates the type of government official that we would be putting in office. To heck with what is morally right, just get away with anything you can do legally, to make yourself and your buddies wealthier. Is this the kind of attitude we would want for a President? Would a very rich person, who has the success of our country as a top priority, hold on to income that in principle should be taxed, just to add more to his already overflowing bank accounts.

One more point. I believe in and practice capitalism — but whenever we talk about rich people and taxes, someone yells socialism. The fact is that for more than 20-30 years, rich people have had major, unfair tax breaks and congressional influence. This has greatly elevated the difference between the rich and non-rich. It is time to make up for this and give some breaks to the rest of us. Very rich people need to pay more because they use more resources, have more unfair influence, and have lawyers and accountants to give them advantages. And while a few poor people are lazy, most are not, and do have serious problems like huge medical expenses, being laid off due to bad economic conditions, or being unable to find work because of inexperience or inappropriate training. Of course, medical expense problems of the future — like over-limit and pre-existing conditions — are being solved by ObamaCare.